They’ve even been accused of charging a customer’s credit card nearly twice that of the agreed amount. These complaints range from inaccurate and false collections to failing to post a “Notice of Dispute” on a collection account. Credit Collection Services has had 390 complaints to the BBB alone. Most debt collectors have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It is also illegal for Credit Collection Services to make any claims they cannot or will not follow through on – this includes threatening to sue you or to foreclose on your home. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages. Some states allow wage garnishment, while others do not.
![po box 400 norwood ma po box 400 norwood ma](https://pubs.rsc.org/image/article/2021/NR/d0nr08697e/d0nr08697e-f1_hi-res.gif)
They have the experience to effectively deal with collection agencies to defend your rights to the fullest extent of the law.
#PO BOX 400 NORWOOD MA PROFESSIONAL#
Plus, going to court can be extremely costly, especially if the judge rules in their favor.īefore you decide to file a cease and desist order, consider getting professional help from a reputable credit repair service. If you can’t or won’t pay the judgment, you may eventually have your wages garnished or assets seized.
![po box 400 norwood ma po box 400 norwood ma](https://uy.mouser.com/datasheet/lrg/609/hmc921-879568.jpg)
If you lose the lawsuit, you may receive a civil judgment made against you. If they no longer feel you will negotiate with them they will choose this route, despite the fact that it is the more costly option for them. Will Credit Collection Services sue me or garnish my wages?Ĭredit Collection Services has onsite legal counsel and may choose to sue you to collect on the debt. They have deleted millions of negative items from companies like Credit Collection Services for millions of clients nationwide.Īnd they can help you too. The best way to go about handling this is to work with a professional credit repair service. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit. So instead of helping your credit, it could make it worse. If you make a payment on the debt it will reset the clock. Nothing good can come from speaking to a collection agency on the phone. Should I contact or pay Credit Collection Services? Credit Collection Services (CCS) Contact Information CCS Collections purchases debt from the original creditor at a fraction of the money that is owed and then attempts to collect some or all of that alleged debt. You’re probably asking yourself, “have I ever made a purchase or borrowed money from Credit Collection Services?” The answer is no. Regardless of what they call themselves if you have received a letter from them, they are attempting to collect a debt which they believe you owe.
![po box 400 norwood ma po box 400 norwood ma](https://s2.studylib.net/store/data/018367586_1-8900d6af7ff114c2f04c570d2a153f41-768x994.png)
They may contact you as CCS Collections, Credit Control Services, or some other variation of that name.Ĭredit Collection Services may appear on your credit report as any of the following entries: These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.Ĭall Lexington Law now to learn more: (800) 220-0084 What You Need to Know About Credit Collection Services In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. Lexington Law is a credit repair company that helps people fix their credit.